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Small Business Startup Loan

Startup loans are an effective funding option that is designed specifically for new business owners and entrepreneurs.

Disclaimer: These are general qualifications. Other information might be considered during your application.
What are Start Up Business Loans? detail-img

Start up business loans are any kind of financing aimed specifically towards startups with little to no business history.

What Do I Need to Qualify? detail-img

Disclaimer: These are general qualifications. Other information might be considered during your application.

How Do I Apply with Orumfy? detail-img

Apply Here for a Start Up Business Loans with Orumfy

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Here at Orumfy we believe in the American Dream of owning your own business. While most companies would shy away from financing start-ups, Orumfy welcomes the opportunity to help get your business off the ground.

Start up business loans are an effective funding option that is designed specifically for new business owners and entrepreneurs.

We offer 4 types of start up business loans that are aimed specifically towards startups with little to no business history.

  1. Invoice Factoring
  2. Equipment Financing
  3. Business Credit Cards
  4. Short-Term Loans

Whatever business you have dreamed of opening, Orumfy can help turn that dream into a reality.

Maximum Advance Amount
6 months to 4 years
Factor Fee
7.9 - 19.9%
As little as 2 weeks
  • product-img
    Maximum Loan Amount $150,000
  • product-img
    Term 6 months to 4 years
  • product-img
    Factor Fee 7.9 - 19.9%
  • product-img
    Speed As little as 2 weeks

Types of Start-Up Financing Options

Short Term Loans Equipment Financing Business Credit Card Invoice Factoring
Short-Term Loan is an effective choice for Start-Up business that require working capital to help get their business off the ground. Equipment loans can help start up businesses finance equipment like vehicles or heavy machinery, necessary to get your business up and running. Just like a consumer credit card, a business credit card gives you access to “revolving” credit to draw from - as much as you need, whenever you need it, without a hassle. Factoring is a financing method in which a business owner sells accounts receivable at a discount to a third-party funding source to raise working capital.
Our Short-Term Loan program is designed to help our clients establish a stable and independent business. This works by providing the working capital you need without requiring huge, lump sums payments at the end of every month. Instead, you can take advantage of our daily and weekly payment options that are predictable and easier to manage. Equipment loans are generally secured by the equipment that’s being purchased only, meaning you will not need to present the lender with additional collateral, like a home. Factoring is an important aspect for any start up business, that invoices their client and needs working capital in order to grow their business.
Orumfy specializes in getting the working capital you need quick, at an affordable cost. Your choice of leasing or financing products for assets acquisition is directly related to the tax and accounting implications for your business. Equipment leasing and equipment loans can provide tax and accounting advantages that can benefit a company's efficiency and overall profitability. Advance factoring and maturity factoring are two types of factoring services which the business may choose from depending on its suitability.
The amount and terms of the loan will depend on the type and the life expectancy of the equipment, as well as your personal credit history. At Orumfy we specialize in Advance Invoice Factoring and Financing as a financial solution for Startup businesses that invoice their clients and need working capital to grow their business.
At Orumfy, our equipment financing and equipment leasing experts specialize in helping Start-Up business owners get the equipment they need to start their business.

How it can help your business?

How Start Up Business Loans with Orumfy will help your business

Every start up business needs working capital to get up and running.

If you are tired of dreaming about starting your own business, and are ready to take action to make it a reality, you will need business financing to do so.

Family and friends, and in rare cases private investors and crowd-funders, are the first people you think of, when you are in this position.

But that’s not going to help you build your business credit history.

Also, you don’t need the additional pressure of knowing your family’s and friends’ peace of mind, depends on your success.

Trust us – you will have enough to deal with.

One of the main advantages of obtaining start up business loans with Orumfy is building your business credit, so that you can gain access to larger amounts of working capital in the future, necessary for your continued business growth.

Grow your business with Orumfy today! lets get started

Things to Consider

Things to Consider for Start Up Business Loans with Orumfy

Going to your local bank for a Start-Up business loan can be un-easy and overwhelming.

Your bank’s application process will be lengthy as banks want to verify every detail and credential of your business, and expect you to have a business plan in place, before even reviewing your loan application.

With the overwhelming likelihood that you will be declined.

Another obstacle to obtaining working capital from traditional banks, is that banks predominantly lend to businesses that are up and running.

Orumfy is here to help.

Our start up business loans options are designed specifically for new business owners and entrepreneurs.

Unlike traditional banks we do NOT require collateral, because chances are, you probably don’t have it yet.

We also do not require a ton of paperwork, and Orumfy makes the process fast and simple, with approvals in under 48 hrs.

How do you qualify for Small Business Startup loan ?

How You Qualify for Start Up Business Loans with Orumfy

Depending on the type of start up business loans that may fit you best, different factors are considered for each type.

Orumfy takes a hands-on approach to guiding you through the various programs we offer, in order to determine which start up business loans may suit your business model best, thus increasing your chances of qualifying.

While Equipment Financing and Business Credit Cards rely more heavily on your personal credit score, Short-Term Loans and Invoice Factoring do NOT.

All you have to do, is complete our simple application process, and let Orumfy do the rest.

How does it work?

How does it work?

We at Orumfy understand that at times the world of business financing can be a bit confusing, and the process a bit overwhelming, especially for new businesses.

Orumfy strives to make the process as friendly and understandable as possible, so together we will make the right choice.

After you complete our simple online application process, one of our Orumfy agents, specializing in start up business loans, will contact you, and discuss the various options available to you.

We call this our “Personal Touch Guarantee”.

Working in tandem will elevate your chances of success.

It’s that simple.

Cost and Terms

We understand that for Start-Up businesses every dollar counts. Now is the time to start making money, not spending it.

Orumfy will help ensure you receive the best rates and terms available to you, while keeping the costs at a minimum.

Orumfy was founded with the belief that we can help small business grow and become financially stable and independent.

Our goal is to provide the working capital your business needs to build a strong business foundation and work toward your eventual success.

Your business can start off on the right track when it has sufficient startup funding.

Let Orumfy help get you to the starting line.

Need advice or have questions? Call us at (877) WHY - ORUM or contact us here.