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Merchant Cash Advance

Merchant Cash Advance – is a simple and flexible solution for small businesses to gain access to the capital they need.

Disclaimer: These are general qualifications. Other information might be considered during your application.
What is a Merchant Cash Advance? detail-img

A merchant cash advance is a lump sum of working capital you repay using a portion of your daily credit card transactions.

What Do I Need to Qualify? detail-img

1+ years in business 500+ credit score $50,000+ in annual revenue

How Do I Apply? detail-img

Apply Here for a
Merchant Cash Advance

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Overview

Overview

Merchant Cash Advance is a simple and flexible solution for small businesses to gain access to the working capital they need for growth or to handle cash flow emergencies. At Orumfy, we offer a simple application process so you can get approved and funded within 24 hours.

A merchant cash advance is not like other small business loans. With a Merchant Cash Advance you get a set amount of money, and you then repay with a set percent of your daily credit card sales.

This program is an effective choice for many small business owners because it offers a payback schedule that is based on a flat percentage of the credit and debit card sales.

Business financing such as this one, help to not put a strain on the business’s cash flow.

This percentage is automatically remitted daily, so you don’t have to deal with a huge payment at the end of the month.

Maximum Advance Amount
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$2,500 - $250,000
Term
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Automatically deducted each day through your merchant account.
Factor Fee
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1.14 - 1.18
Speed
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1 week
  • product-img
    Maximum Loan Amount $2,500 to $250,000
  • product-img
    Term Automatically deducted each day through your merchant account.
  • product-img
    Factor Fee 1.14 - 1.18
  • product-img
    Speed 1 week

How it can help your business?

How can a Merchant Cash Advance help your business?

A Merchant Cash Advance, can be extremely beneficial because it ensures that if a company has a slow day (or season) it will not have to continue dealing with a high fixed payment that will negatively affect your cash flow.

The program will also end automatically when the financing is repaid.

There are several elements that make a merchant cash advance a unique financial solution for those looking for quick loans:

  • No collateral required
  • Bad credit - OK
  • The funding process is simple and remittances are automatically made from credit and debit card sales
  • You can get access to your funds in as little as 1 day
  • There is no maturity date and no fixed payment amounts
  • You can get funding from $5,000 to $250,000 per business location
  • This financing can be used for many different business activities

Merchant Cash Advance can create a great opportunity to put your business back on track or take it to the next level.

Orumfy offers a quick and easy online application process to get started and discover a quick, easy and affordable way to get the working capital you need.

Grow your business with Orumfy today! lets get started

Things to Consider

Things to Consider

A Merchant Cash Advance is a great way to get the working capital you need but don’t have the time to fill out the extensive amount of paperwork needed for a traditional term loan, have a cash flow emergency or if you are unable to qualify for other types of products.

With Orumfy the entire process is quick, so if and when that cash flow crunch does come up, you can get the money you need in less than 24Hrs.

How do you qualify for an MCA Loan?

How Do You Qualify for a Merchant Cash Advance?

Here at Orumfy, our goal is to create long-term partnerships with our clients.

Orumfy does things differently, and that includes helping you get the working capital you need at rates you can afford.

All you need is:

  • 4 months of bank and credit card statements
  • $7,500 or more of monthly credit card sales
  • No open bankruptcies

To see your options, simply complete the online application.

How does it work?

  • Step 1

    Complete the application process and provide the necessary documents

  • Step 2

    An Orumfy specialist will assess your business performance to let you know how much funding you qualify for

  • Step 3

    Once approved, closing documents are signed

  • Step 4

    Funds are wired to your bank account

  • Step 5

    Funds are dispersed

How does it work?

How it Works
Step 1
Complete the application process and provide the necessary documents
Step 2
An Orumfy specialist will assess your business cash flow performance to let you know how much funding you qualify for
Step 3
Once approved, closing documents are signed
Step 4
Funds are wired to your bank account

Cost and Terms

  • Merchant Cash Advance factor rate can start as low as 1.09*
  • Dollar amount can go as high as $250,000
  • Terms up to 18 months

*A factor rate is different from an interest rate, which is calculated annually. A factor rate is what you multiply your loan amount by to figure out the total payback amount.

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Apply to see what is Your small business loan options today!
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